Im just guessing as guy who they need in the pool. You got a bunch of sick poor people who couldn;t get insurance before- so I was in an insurance pool with mostly healthy people. My insurance for my family runs about $250 per month. Under the ACA the CHEAPEST policy will be about $900 per month, which covers almost nothing. This is because the insurance company now needs to charge everyone more because they are going to be paying for sick people too. So they need some healthy people to pay and not use it to cover the sick people's costs. They lose money on the sick make money on the healthy. If the healthy people like me don't feel like paying 400% increases (I flat out won't pay $1000 per month for insurance, I will become mormon and join a religious co-op first), they will just lose money. The government subsidizes it so the insurance companies can collect the otherwise insanely high premiums. But eventually, they have to get healthy people who wil pay the full monte in there, or it is just losing money and the government trying to collect the rest through taxes. I will gladly pay the penalty to avoid paying those premiums and I assume every other person in my situation will do the same. Or they will find alternatives, like retiring and artificially lowering their incomes to get the subsidies. If I could retire now, I would and then let everyone else subsidize me like a lottery winner on food stamps because my "income" is low. I just think that no sane healthy person is going to pay the ridiculous premiums. I have heard it is worse in some states than others.
I wish they would just go full socialist with it and collect it with taxes. Leaving the insurance companies in is going to ruin it, they aren't going to lose money, they never do. So someone has to pay, and it won't be me. That said, they can probably tweak it and make it work eventually. Just as it is now, I really don't think it will. That said, there is a lot there, so it may just be my initial reaction. I can promise you I won't pay those premiums though. I was shocked at how expensive it was. I thought it was going to go up like 30%, not quadruple in price.
I wish they would just go full socialist with it and collect it with taxes. Leaving the insurance companies in is going to ruin it, they aren't going to lose money, they never do. So someone has to pay, and it won't be me. That said, they can probably tweak it and make it work eventually. Just as it is now, I really don't think it will. That said, there is a lot there, so it may just be my initial reaction. I can promise you I won't pay those premiums though. I was shocked at how expensive it was. I thought it was going to go up like 30%, not quadruple in price.
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